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Mallory Park Home Loans in Lakewood Ranch
Mallory Park homes have recently sold from about $400,000 for townhomes to around $1.4 million for the largest single family homes, so most buyers fit a conventional loan, with FHA possible at the low end and jumbo at the top. Braun Mortgage Group is an independent mortgage broker in Sarasota that compares 20+ wholesale lenders to find the right fit for your Mallory Park purchase.
Call or Text Greg: (941) 315-2112
Available 24/7 | Free Consultation | Fast Pre-Approvals
Braun Mortgage Group's office is on Lake Osprey Drive at University Parkway in Sarasota. Meetings are by appointment, and Greg answers calls and texts evenings and weekends.
Mallory Park at a glance
Mallory Park is a gated neighborhood of about 436 townhomes and single family homes on 179 acres between Lakewood Ranch Boulevard and Lorraine Road, off State Road 64, in the Manatee County part of Lakewood Ranch (ZIP 34211). It was built by DiVosta Homes, a PulteGroup brand, starting around 2019, so nearly every home here is now a resale.
County: Manatee
Homes: About 436 townhomes and single family homes
Builder: DiVosta Homes (PulteGroup); builder sales have ended
Years built: About 2019 to 2022
Home sizes: Townhomes about 1,600 to 2,300 square feet; single family up to about 4,800 square feet
Recent sales: Average about $711,000 over the past year, as of October 2026
Listings, October 2026: About $400,000 to $1,450,000
HOA dues: About $320 to $390 a month on recent listings
Amenities: Clubhouse with catering kitchen, beach entry pool and spa, fitness center, sports courts, playground, trails, about 36 acres of lakes and wetlands
Usual loan fit: Conventional; FHA at the low end; jumbo at the top
Figures are approximate, from MLS based market reports, recent listings and DiVosta's 2019 launch details. Confirm exact HOA and district assessment amounts for the home you're buying.
Mallory Park sits next to the roughly 40 acre Bob Gardner Community Park and near B.D. Gullett Elementary and Dr. Mona Jain Middle School. School assignments can change, so confirm them for your address.
2026 loan limits that apply in Mallory Park
Conventional (conforming): $832,750
FHA: $547,400
VA (full entitlement): No VA loan limit
A $711,000 home with 5% down needs a loan of about $675,000, comfortably conventional. A $1,200,000 home with 20% down needs $960,000, which is jumbo.
What changes your Mallory Park mortgage
Your property tax resets
Florida's Save Our Homes cap stays with the seller. When you buy, the home is reassessed near the purchase price the following year, so don't estimate your payment from the seller's tax bill. We build the higher figure into your pre-approval.
Special district assessments
Like many Lakewood Ranch neighborhoods, Mallory Park homes may carry community development district or Stewardship District assessments on the tax bill, on top of HOA dues. Check the current tax bill for the exact home. Every dollar counts in your debt to income ratio.
Newer homes and insurance
Homes built in the last several years to current Florida building code often price better for insurance than older homes, but premiums still vary by home, roof and flood zone. Get a quote before you make an offer.
Appraisal on a resale
Mallory Park has steady sales, which usually gives appraisers good comparable homes. Lake and preserve view homes can sell at a premium, so ask your agent which recent sales support the price.
Competing with new construction
Buyers comparing a Mallory Park resale with a new home in Star Farms or Del Webb Catalina are often weighing a builder's lender incentive against a home that's ready now. For a standard file, builder incentives can be a great deal. If you're self employed or investing and the builder's lender can't approve you, we can help.
See our guide, Turned Down by the Builder's Lender in Lakewood Ranch?
Which loan fits which Mallory Park buyer
• First home or a tight budget: townhomes, conventional with as little as 3% to 5% down, or FHA with 3.5% down up to $547,400. The HOA must meet FHA requirements, so confirm early.
• Veterans: VA with no down payment on eligible homes.
• Growing families and move up buyers: single family homes, conventional with 5% to 20% down. Selling a current home? A HELOC on it can fund the down payment before it sells.
• Larger homes: the biggest single family plans can push the loan above $832,750, which means jumbo.
• Self employed buyers: a 12 or 24 month bank statement loan if your tax returns show low income after write offs.
• Investors: check the HOA's leasing rules first. If rentals are allowed, a DSCR loan qualifies on the property's rent.
A real Mallory Park example
We recently helped a veteran relocating from Ohio buy a home in Mallory Park with a VA loan. He was already pre approved with a large call center lender that wasn't familiar with Lakewood Ranch's CDD assessments and HOA fees. He called us while he was out with his realtor looking at homes, and we pre approved him over the phone and walked him through how those costs affect his payment. He told us that from the first call he knew we were the team he wanted, even with another pre approval in hand.
Frequently asked questions
Who built Mallory Park in Lakewood Ranch?
DiVosta Homes, a PulteGroup brand. Builder sales have ended, so homes are now resales.
What are HOA fees in Mallory Park?
About $320 to $390 a month on recent listings as of October 2026. Check for any district assessment on the tax bill as well.
Is Mallory Park in Manatee or Sarasota County?
Manatee County. It's off State Road 64 between Lakewood Ranch Boulevard and Lorraine Road.
Can I use FHA to buy in Mallory Park?
On homes priced within the 2026 FHA limit of $547,400, often yes, if the HOA meets FHA requirements. Most townhomes and some smaller single family homes fall in that range.
Will my property taxes be higher than the seller's?
Usually, yes. Florida's Save Our Homes cap doesn't transfer to a buyer, so the home is reassessed after the sale. Budget based on the purchase price, not the seller's bill.
Written by Greg Braun, NMLS 407115. Braun Mortgage Group, LLC, NMLS 1798086. Licensed in all of Florida and Ohio. Equal Housing Lender. All loans subject to credit and property approval. Last reviewed October 2026.
Sources: Mallory Park community data (Bex Realty) · Mallory Park HOA site · DiVosta's Mallory Park launch (Sarasota Magazine, 2019) · Mallory Park listing details · FHFA 2026 conforming limit · 2026 Manatee County loan limits